QUALIS PROTECTUS
QUALIS PROTECTUS is a young team of insurance and reinsurance brokerage experts based in Zagreb – Croatia, whose employees come from key positions in leading insurance and brokerage companies from the Croatian market and have rich experience in insurance and claims management.
In our daily business, we strive to provide high added value to our clients through a proactive approach to creating insurance solutions and resolving compensation claims.
WHY ENGAGE US
PROFESSIONAL AND EDUCATED Our team consists of educated and independent experts, with many years of insurance brokering experience, who will provide you with the highest quality service.
OUR RESPONSIBILITY If you hire us, you will transfer your responsibility for the insurance contract to us. We guarantee our business with a professional liability insurance policy with an annual aggregate limit of HRK 14,750,000.
GUARANTEE If you believe that we have not advised you well and that you have suffered damages as a result, this insurance policy from our professional liability is one way to recover for the loss you have suffered.
OUR SERVICES, HOW WE WORK AND ACCESS
Qualis Protectus for intermediation in insurance and reinsurance operates in accordance with the provisions of the Insurance Act and is registered by the Croatian Financial Services Supervisory Agency (“HANFA”) for the performance of intermediation in all types of life and non-life insurance and reinsurance, i.e. activities initiating, proposing or carrying out preparatory work for concluding an insurance or reinsurance contract, as well as assistance in the enforcement of rights from an insurance contract, or in the settlement of compensation claims addressed to the insurance company.
Our approach is firstly based on understanding the business and the risks associated with our clients’ business.
Qualis Protectus was founded in 2022, 100% owned by Mr. Damir Božičević.
We specialize in property and personal insurance consulting, taking care of the quality of insurance coverage and cost optimization for individual risk coverage on the one hand, as well as prevention, i.e. professional assistance in the event of a potentially damaging event on the other.
Based on our understanding of business, we determine the focus of our reviews and recommendations, in order to be as efficient as possible. Our goal is to maintain his business process together with the client and help him with our 20 years of experience in understanding insurance terms and coverage.
WHY QUALIS PROTECTUS
Qualis protectus represents its Clients in front of insurance companies on the basis of a power of attorney or contract and can collect and analyze offers of all types of insurance from all renowned insurance companies in the Republic of Croatia.
COMPLEXITY AND OPTIMIZATION OF EXPENSES
Considering the complexity of the insurance field, which combines knowledge from different professions, and the need for the Insured to timely assess their risk exposure and contract adequate insurance policies that represent the basis for later quality claims management, more and more companies decide to engage insurance brokers.
Qualis protectus helps its Clients to optimize insurance costs, continuously provides expert assistance related to the exercise of rights and fulfillment of obligations from insurance contracts, while at the same time providing complete transparency of business.
TRUST AND CONSISTENCY
Analysis of existing risks and contracted insurance policies, in order to ensure high-quality coverage and protection of people and property, and to protect financial and legal interests
Negotiations with insurance companies to ensure the best ratio of premium and coverage to the client
Control of the increase and decrease of risk during the duration of the insurance contract, in order to avoid unexpected events in connection with the concluded insurance contract
Process improvement and assistance in determining insurance rights, i.e. compensation for damages
Finding solutions for insuring specific risks on the reinsurance market
SERVICE OF PROVIDING ASSISTANCE IN RESOLVING DAMAGE
In order to achieve a high-quality and efficient process of reporting and compensation for damages, the broker will, in cooperation with the Client, carry out the following activities:
- To agree in advance the procedures and processes necessary for compensation of damages, in order to ensure the least involvement of the client and to make the compensation of damages as simple as possible
Provide assistance when reporting damage to the insurer
Control the entire process, from application to compensation
If necessary, in addition to own experience, engage experts to assess the cause and amount of damage
MISSION, VISION AND GOAL
Our mission is the comprehensive protection of all our clients, and to be the most reliable partner to clients who are legal and physical entities, and to offer the currently optimal market offer of insurance or reinsurance with an individual approach, free of charge.
