ANALYSIS AND RISK ASSESSMENT
ANALYSIS AND RISK ASSESSMENT
The first step to high-quality and correct insurance coverage is the creation of a high-quality and comprehensive analysis of the Client’s exposure to risks in his daily operations and functioning.
We strive to get to know our Clients and understand their business in order to detect the risks that threaten their business, employees and assets as precisely as possible.
An analysis of the existing insurance solution is then carried out in order to determine the compliance of the contracted insurance policies with the actual exposure to various risks, as well as control of the relationship between the cost of insurance and the contracted coverage.
HOW IT LOOKS IN PRACTICE
The client signs an authorization (individual and legal entity) to carry out brokerage business in insurance and reinsurance, which gives us the authority to prepare an analysis of the current insurance program, propose improvements, prepare a proposal for a new optimized insurance program that is adapted to the client’s real needs.
In risk management, we focus on areas close to insurance, such as the assessment of classic technical risks to which the company is exposed and the dangers of natural disasters, examination of exposure to risks from the aspect of liability and the like.
To our clients, we are a team of experts specializing in insurance and risk management, whose resources are available at any time.
WHY
ANALYSIS
In order to ensure high-quality coverage and protection of people and property, and to protect financial and legal interests…
Task and role
The task and role of Qualis Protectus is to make a detailed market analysis in accordance with the needs and requirements of the contractor, point out the advantages and disadvantages of the insurer’s offers and negotiate with insurance companies so that the contractor can conclude the most favorable insurance contract that includes coverage of all necessary risks.
Protection of the client’s interests
Pursuant to the Insurance Act, an authorized insurance intermediary primarily protects the client’s interests, unlike the insurer or insurance agent, who primarily protects the interests of the insurer.