Assets are exposed to various risks every day, such as fire, flood, hail, storm, earthquake or consequent business interruption, and many other risks.
When property is damaged or destroyed as a result of the realization of the insured risk, then the property insurance policy is activated, which covers the incurred material costs of returning the property to its original condition.
It sounds simple in theory, but that’s where the simplicity stops. What can I provide? On what way? Of what risks? What insurance amounts? How will the subsequent compensation be calculated in the event of damage and will the compensation be adequate? These are all questions that need an answer.
With an individual approach, which includes getting to know the Client’s business, analyzing and assessing risk exposure and proposing an insurance solution according to real needs.
PARTNER Qualis Protectus can offer an adequate solution for your insurance needs.
Property insurance provides coverage for the entire property, whether the property is owned by you, rented or leased, against various types of risks.
Property can be insured against individually named risks on the insurance policy or through an “all risks” insurance policy (except those expressly excluded).
U slučaju oštećenja ili uništenja imovine
There may also be an interruption of the Insured’s business, which often represents much greater damage than damage to the property itself.
Interruption of work caused by damage to insured property due to, for example, fire, flood or earthquake, can last from several weeks to even a year.
The business interruption insurance policy covers all fixed costs and lost profits during business interruption caused by the occurrence of one of the insured risks.
Property insurance protects the Insured’s property from unpredictable risks, while business interruption insurance ensures the financial stability of the company in the event of the occurrence of the insured risks.
