{"id":484,"date":"2023-02-11T17:13:22","date_gmt":"2023-02-11T17:13:22","guid":{"rendered":"https:\/\/qualis-protectus.hr\/en\/?p=484"},"modified":"2023-02-19T19:25:20","modified_gmt":"2023-02-19T19:25:20","slug":"insurance-of-crops-and-plantations","status":"publish","type":"post","link":"https:\/\/qualis-protectus.hr\/en\/insurance-of-crops-and-plantations\/","title":{"rendered":"INSURANCE OF CROPS AND PLANTATIONS"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-overflow:visible;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-column-no-min-height\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p><span class=\"fusion-dropcap dropcap dropcap-boxed\" style=\"--awb-border-radius:0px;\">I<\/span>nsurance of crops and plantations or\/and loss of agricultural production value.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-slider-sc\"><div class=\"fusion-flexslider-loading flexslider flexslider-hover-type-none\" data-slideshow_autoplay=\"1\" data-slideshow_smooth_height=\"1\" data-slideshow_speed=\"4000\" style=\"max-width:100%;height:100%;\"><ul class=\"slides\"><li class=\"image\"><span class=\"lazyload fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/qualis-protectus.hr\/wp-content\/uploads\/2022\/05\/vineyard-428041_1920-800x533.jpg\" class=\"lazyload wp-image-1012\" \/><\/span><\/li><li class=\"image\"><span class=\"lazyload fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/qualis-protectus.hr\/wp-content\/uploads\/2022\/05\/countryside-2326787_1920-800x451.jpg\" class=\"lazyload wp-image-1011\" \/><\/span><\/li><li class=\"image\"><span class=\"lazyload fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/qualis-protectus.hr\/wp-content\/uploads\/2022\/05\/oranges-4566275_1920-800x531.jpg\" class=\"lazyload wp-image-1010\" \/><\/span><\/li><li class=\"image\"><span class=\"lazyload fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/qualis-protectus.hr\/wp-content\/uploads\/2022\/05\/hazelnut-408695_1280-800x533.jpg\" class=\"lazyload wp-image-1017\" \/><\/span><\/li><li class=\"image\"><span class=\"lazyload fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/qualis-protectus.hr\/wp-content\/uploads\/2022\/05\/orchard-244297_1920-800x450.jpg\" class=\"lazyload wp-image-1016\" \/><\/span><\/li><li class=\"image\"><span class=\"lazyload fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/qualis-protectus.hr\/wp-content\/uploads\/2022\/05\/blackberries-5463073_1920-800x533.jpg\" class=\"lazyload wp-image-1015\" \/><\/span><\/li><li class=\"image\"><span class=\"lazyload fusion-image-hover-element hover-type-none\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-orig-src=\"https:\/\/qualis-protectus.hr\/wp-content\/uploads\/2022\/05\/raspberry-5431886_1920-800x584.jpg\" class=\"lazyload wp-image-1014\" \/><\/span><\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-font-size:var(--awb-typography2-font-size);--awb-line-height:var(--awb-typography2-line-height);--awb-letter-spacing:var(--awb-typography2-letter-spacing);--awb-text-transform:var(--awb-typography2-text-transform);--awb-text-font-family:var(--awb-typography2-font-family);--awb-text-font-weight:var(--awb-typography2-font-weight);--awb-text-font-style:var(--awb-typography2-font-style);\"><p>Your farm may suffer damage due to unforeseen weather events, and this type of insurance is a financial instrument to compensate for the damage your crops and plantations have suffered.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-column-no-min-height\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\"><p><strong>What are the basic risks that crops and plantations are insured against?<\/strong><br \/>\nThe main risks are hail, fire and lightning strikes.<br \/>\n<strong>What other risks are insurable?<\/strong><br \/>\nThere are other so-called supplementary risks such as floods, storms, frost, frost, salt, loss of germination, loss of quality&#8230;<br \/>\n<strong>What is the subject of insurance in crop and plantation insurance?<\/strong><br \/>\nThe subject of the insurance are the parts of the plant that can be economically used.<br \/>\n<strong>What is the subject of insurance in the insurance of crops and plantations?<\/strong><br \/>\nThe subject of the insurance are the parts of the plant that can be economically used.<br \/>\n<strong>What if the insured crop and\/or plantation is destroyed during the duration of the insurance due to the occurrence of a risk for which it was not insured?<\/strong><br \/>\nIn this case, the premium is reduced by comparing the period from the day of destruction to the time when the insurer&#8217;s obligation would cease and the period from the beginning of the obligation to the time when it would cease.<br \/>\n<strong>Can supplementary risks be insured without securing basic conditions?<\/strong><br \/>\nUnfortunately, supplementary risks cannot be insured without coverage of the basic risks<br \/>\n<strong>Can crops and plantings in greenhouses and greenhouses be secured?<\/strong><br \/>\nYes, crops\/plantations can be provided in greenhouses or greenhouses.<br \/>\n<strong>Do areas with the same risk behavior always have the same premium?<\/strong><br \/>\nNo, areas with the same risk behavior, and for which insurance results can be monitored, are called unit risk areas, they are made up of one or more cadastral municipalities, and are assigned to a risk class at the end of each year based on the ratio of revalued claims and functional premiums in the past three years<br \/>\n<strong>What risks cannot be insurable on crops?<\/strong><br \/>\nThe risk of drought, theft, pollution, application of inappropriate agrotechnical measures, damage from wild animals, damage from pests&#8230; cannot be insured.<br \/>\n<strong>When is insurance in the value of crops and plantations determined?<\/strong><br \/>\nInsurance is determined at the time of sowing and planting<br \/>\n<strong>Can the insurance premium be calculated for a period of more than one year?<\/strong><br \/>\nIt is not possible, the premium is always for the period from sowing\/planting to harvest\/harvest.<br \/>\n<strong>Until when can a contract on insurance against spring frost be concluded?<\/strong><br \/>\nIt depends on the conditions of the individual insurance company, but usually it is the period until March.<br \/>\n<strong>Is it possible to provide salt?<\/strong><br \/>\nSalt can be insured<br \/>\n<strong>When does orchard insurance cover begin?<\/strong><br \/>\nThe obligation to compensate for damage in the case of fruit insurance begins after the completion of fertilization.<\/p>\n<\/div><div class=\"fusion-text fusion-text-4\"><section class=\"elementor-element elementor-element-aa9de84 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section elementskit-parallax-multi-container\" data-id=\"aa9de84\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div 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elementor-element-c29ebf8 elementor-widget elementor-widget-elementskit-image-box\" data-id=\"c29ebf8\" data-element_type=\"widget\" data-widget_type=\"elementskit-image-box.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"ekit-wid-con\">\n<div class=\"elementskit-info-image-box text-center simple-card\">\n<div class=\"elementskit-box-body\">\n<div class=\"elementskit-box-content\">\n<div class=\"elementskit-box-style-content\"><strong>Qualis Protectus<\/strong> will help you find an insurance solution that will provide you with adequate insurance protection for damages that could arise from the performance of your activity.<\/div>\n<\/div>\n<div class=\"elementskit-box-footer\">\n<div class=\"box-footer\">\n<div class=\"btn-wraper\"><a class=\"elementskit-btn\" href=\"https:\/\/qualis-protectus.hr\/en\/contact\" target=\"_blank\" rel=\"nofollow noopener\">Contact us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"elementor-element elementor-element-7fabfc5 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section elementskit-parallax-multi-container\" data-id=\"7fabfc5\" data-element_type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-row\">\n<div class=\"elementor-element elementor-element-16b8200 elementor-column elementor-col-100 elementor-top-column\" data-id=\"16b8200\" data-element_type=\"column\">\n<div class=\"elementor-column-wrap elementor-element-populated\">\n<div class=\"elementor-widget-wrap\">\n<div class=\"elementor-element elementor-element-6574930 elementor-widget elementor-widget-image\" data-id=\"6574930\" 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